TIS THE SEASON FOR SECOND CHANCES Having experienced the heartache of unrequited love, Maria Schmitt desperately seeks a new life. Landing a position as a clerk in a Sioux City bank is just what she needs to get started on her journey toward healing. But a dashing stranger soon puts her job-and her heart-in jeopardy. Saving lives was all Dale Emerson ever wanted to do . . . until a fateful day in France shattered his career as a surgeon. He lost everything that mattered, and the last thing he wants to do is resign himself to a life without medicine working at his uncle's bank. Then he meets Maria, a compassionate woman who can see past his scars to the man he once was-and the man he could be again. With Christmas right around the corner, these two wounded hearts may find that hope and a little holiday cheer are just the ticket to letting go of regrets-and embracing a future full of love and possibility.