America has become the land of the free and home of the broke. Household debt is at an all-time high, and every day people are feeling more cynical and hopeless for their financial futures. It’s time to stop believing countless lies from a system designed to take your money. Lies like the student loan is the golden ticket to a good-paying job, the car payment is just part of life, or that you need to have a credit card. Ramsey Personality and finance expert George Kamel shares his story of going from a negative net worth to a millionaire in under 10 years by following Dave Ramsey’s Baby Steps. Kamel’s delivery, highlighted by his snarky sense of humor, keeps readers laughing and engaged from cover to cover (no put-you-to-sleep financial advice here). Through a millennial point of view, Kamel exposes the toxic money system designed to keep people average (and broke) and offers solutions to help readers break free Readers—no matter where they’re starting from—will learn that they have the power to buck the toxic money system and build wealth if they follow the same principles George used to become a millionaire.