When college freshman Allie breaks curfew, her detective step-daddy gives her the third degree. After searching her purse and making a shocking discovery, he decides it's time to frisk her. But having his big strong hands roaming her body has an effect neither expected...

Jamie, a newly divorced detective, just wants one night of peace but his upstairs neighbor has other ideas. Unable to take another night of the art student's loud music, he marches up there to give her a piece of his mind. But when she opens the door in a skimpy outfit, Jamie's irritation flees. Suddenly, he's got a better idea. He's going to teach her a long, hard lesson about disturbing the peace.

Nez needs money and help. There's only one man she can turn to: Greg, the SWAT cop who has looked after her since she was a homeless teenager. She expects him to give her a few hundred bucks to tide her over until she can find a new job but he offers so much more. In exchange for supporting her, Greg wants a little quid pro quo—on his desk, in his shower and in his bed. After lusting after the drop-dead sexy cop for years, Nez realizes this is an offer she can't refuse. Tonight, she's going to earn her keep!