Born in Germany, schooled in France, England and Scotland, followed by Universities of Dundee(MA)and Edinburgh(LLB). Scottish lawyer, worked banking & finance in London, Chicago, New York and Scotland. Currently farming,writing and misc voluntary work. Published author of 8 books: The Global Investor (Probus 1994), Tales of a Free Spirit (Librario 2005); The Novice (Librario 2007); Chicago Burns & Other Side Trips(Librario 2009); The Price of Redemption (Librario 2011), The Accidental Shepherd (Librario 2012); Not So Far Away Tales (Lulu 2012), Jaunts With Jack (SP Dec 2012). These books cover several genres: Short stories about the adventures, thrills & spills of the mythical Geordie Kinloch; Novels about financial skulduggery; Financial text books; Children's books and Everything Else.