Crash has never let the circumstances of his birth, or his lack of a last name, bother him. His associations may be unsavory, but money, friends, and infamy open far more interesting doors than respect ever could. His sole regret? Once lovely, sweet Daisy Whitlaw learned the truth about how he made his fortune, she cut him off. Daisy’s father is dead, her mother is in ill health, and her available funds have dwindled to a memory. When the local parish announces a Christmas charity bequest to help young people start a trade, it’s her last chance. So what if the grants are intended for men? If she’s good enough, she might bluff her way into a future. When Crash offers to show her how to swagger with confidence, she knows he is up to no good. But with her life in the balance, she’s desperate enough to risk the one thing she hasn’t yet lost: her heart.