Bailey Sullivan can't stand Christmas, even though her family's business is a store specializing in the perfect holiday. But now her hometown's chief supplier of rooftop Rudolphs and treetop angels is in danger of going under—it's up to Bailey to save the shop. She has it all planned: She'll arrive on December 1 and be gone by Christmas. Plus there's always spiked eggnog to ease the pain. But "Humbug" Bailey's not the only one home for the holidays. Finn Jacobson—legendary local bad boy-turned-Secret Service agent "and" Bailey's long-lost high-school sweetheart—is once again the boy next door. Only this time he's "all grown up," and the sparks are flying faster and hotter than ever! Bailey believes in true love about as much as she believes in Santa Claus. But as the holiday draws closer, she's starting to think about one thing she'd like to find under her tree . . .

After all, this year brought Hannah Davis nothing but the memory of her wandering fiancé marrying someone else behind her back. Now, sitting alone at a bar in Coronado, California, on December 31, she decides to do something radical . . . and lets a brooding good-looker take her to bed. But when a hysterical woman bursts into their room much too early on New Year's Day, Hannah realizes this guy's more complicated than she thought . . . Ex-Secret Service Agent Tanner Hart screwed up, big-time! Hoping to temporarily boot some of the ghosts from his life, he hooked up with this sexy stranger for a hot one-night stand—only to discover she's the woman he's agreed to protect . . . from men just like him! But a new year is a time for fresh beginnings. Despite the danger, the hoopla, and the hangovers, if Hannah's brave enough to risk her heart again—and Tanner's wise enough to realize he deserves it—maybe this one will be different.