Respectability is in the eye of the beholder. Or so Lily Penhallow hopes when she assumes the guise of the widow Albright. She has learned the price of flaunting convention and is determined to obey society's rules from now on. After her lover, Nigel Albright, was killed in a duel over a card game, Lily dons widow’s weeds and travels to Grass Valley, California where she plans to marry the man her uncle works for, a respectable mine owner named Hugh Ogilvie. Then, on the riverboat from San Francisco, she meets Creighton 'King' Callaway, a professional gambler, just the kind of man she should avoid. King believes that since life is a gamble, there's no point in planning for the future. You have to trust Lady Luck. After meeting Lily, King knows he has found his Queen of Hearts. But can he convince her to pass up a sober businessman for a foot-loose card sharp? Only Lady Luck knows for sure... (Previously published in a shortened version by Amber Quill Press)