I'm a P.K., preacher's kid (or if I want to get fancy, a T.O., theologian's offspring). I grew up afraid of my own allowance.... So when over $20 million falls into her lap, Cassia Carr views her Midas touch as a cross, not a blessing—and certainly doesn't anticipate the difficulty of giving it all away! And it's hard enough to gauge romantic feelings without the chaos of a major windfall. Her globetrotting neighbor, Adam Cavanaugh, seems interested—but in Cassia or her fortune? When Adam abruptly disappears, should Cassia forget him or follow her heart to an unknown, life-changing destination?