If you like a strong, smart, and witty heroine, then you’ll love this first book in the Ladies Who Dare series! A man on the edge of ruin… Harry Spencer, Earl of Avondale, has just discovered the most unsettling news. He is utterly destitute. His choices: Restore the family coffers on his own or marry an heiress from his mother's well-intentioned list. Someone respectable. Someone comely. A lady completely unaware of his financial footing. A lady who thirsts to be loved for more than her dowry… Skeptical of all men, Lady Ophelia Thornton has no plans to marry any of the swashbuckling opportunists knocking on her door. But when the devastatingly handsome Earl of Avondale enters her life, Ophelia suddenly finds her universe turned inside out, and her heart beating a little faster than before. Temptation has never tasted this rich. Passionate kisses. The betting book of White's. A lost earing. When a shocking turn of events threatens Ophelia's freedom, there is only one man she can trust. But he has a secret of his own. One that could destroy the very foundation of all they hold dear.