Scotland’s never known a heat like this. Fin Hayes has ninety-nine problems. Quite literally. She's lost her husband, her job, recently avoided jail time, and is back living in the place she's always loathed . . . when problem #100 walks in. Rory Tremaine is ripped, rich, and handsome, and a blast from the past who seems to have no recollection of Fin. But second time around that's okay, because when she's near his firm ass and tattoos, she's using a fake name anyway. At least she won't be leaving her virginity behind this time. Instead, she might just risk losing her heart.