Month 01 > Personal Development—Become the person you truly desire to be by engaging in a lifelong strategy of skills, knowledge and self-improvement (which will also place you in the upper echelon of your particular industry). Month 02 > Goal-Setting—Achieve a sense of purpose behind every action, as well as multiply your long-term success quotient by having a set of clearly defined 10-year goals. Month 03 > Health: Spiritual/Physical/Emotional—Improve your looks, confidence, energy,quality and length of life by having a consistent health/fitness philosophy and maintaining a health plan. Month 04 > Money: Financial Independence/Getting Out of Debt / Saving / Giving—Place yourself ahead of 85% of the population and increase your odds of achieving financial independence by retirement age by 90%, simply by having a sound financial philosophy and proven investment plan. Month 05 > Relationships—Improve your ability to be a more effective and loving parent, spouse and friend by improving your relational skills. Month 06 > Time Management—Gain between 10 and 15 additional 40-hour workweeks per year (multiply one to two hours a day by 365 days a year) by applying more productive time-management methods each day. Month 07 > Networking/Referrals—Tap into one of the greatest resources we possess, and have a more powerful, positive influence in the marketplace by utilizing our current relationships and networking base. Month 08 > Selling/Negotiating—Increase your production by 10–50% without investing more time or effort by improving your selling, networking and negotiation skills. Month 09 > Communication/Presentation—Increase every level of performance related to your company, staff and yourself, as well as all your personal relationships, by mastering the art of communication. Month 10 > Leadership—Multiply your efforts and have a positive influence over a larger sphere of people by learning effective leadership and management skills. Month 11 > Accelerated Learning—Quickly improve your skills and aptitude to gain and retain knowledge in any area (communication, time management, leadership, etc.) through memory and speed-reading techniques and more. Month 12 > Legacy/Contribution—Take the time to apply your skills in making a difference in your community and world—something that will have an impact on future generations.