Forty-one year old Kris Mitchell has seen her entire life ripped away from her by the economic downturn. Once a top-producing real estate agent with a great business and a beautiful home, Kris is now barely staying alive selling a few houses a year. Her home has been foreclosed on and her long-time boyfriend has married someone else. When Kris gets an opportunity to become a Level 1 Planner for a new federal agency that has been created to implement the Retire America Act of 2013, she is grateful that for the first time in years, she will actually have a steady paycheck and a future. As Kris works to implement the Retire America Act, she learns that the government’s new plan to confiscate all of the wealth and property of America’s retirees in exchange for lifelong care in the Smart Seniors Housing Program has some serious downsides. As she relinquishes more and more personal freedom to hold on to her job, she discovers what it really means to trade liberty for security.