Tom has a wealth of personal and commercial finance experience and an upbringing that showed him the value of every penny. He has invested money from his earned income for 30 years and is an example of how it is possible to rise to wealth and prosperity from a disadvantaged situation. Tom believes in financial empowerment for everyone because your goals were his goals. Working with other young people, he realized many had an uncomfortable relationship with money even if they earned decent salaries, and are looking for guidance. Now Tom is intent and enthusiastic about helping a broader audience to financial prosperity through his writing.