If you are a single lady not married yet, this book would be perfect for you. If you have more than one child already, please skip Chapter 2. Everyone may need to check out the other 79 reasons in the series, if you are still short, despite working full-time. A lot of people lose money (sometimes, a considerable amount) unwittingly. "Sarah is a 39-years-old white female, born and raised in Chicagoland. Her parents are Italian immigrants and she is the second of their three children. She was born with a small head, skinny body and prettish face (as a traditional Italian), but hasn’t made anything particular for life. She couldn’t go to community college, but had one abortion and two miscarriages. She has had too much drinking and smoking, so her face was damaged with pockmarks due to them. Actually, her whole family drank and smoked a lot, so they lost their house by foreclosure in 2010 and have lived in a rental apartment. Whenever I saw her photos on social media, I thought she was born to be a model. Despite her native English and white privilege, she couldn’t make anything except working at a nursing home for years, but had one baby with a tattooed man." Sarah (39, white) Vanessa (23, Latina) Ariana (19, Mexican + black without Spanish) I met them while I'd worked at a nursing home. What can we learn from their lives? A lot of people lose money (sometimes, a considerable amount) unwittingly.