Needing a change of scenery after her parents' death, Grace Hughes applies for an exchange to Phil-U - an American college in Philadelphia. There she meets the popular and cocky hockey captain, Levi Holloway. With a historic rivalry with the football team, Levi wagers a bet with the football captain that whoever gets the Australian exchange student to fall for them first wins their team rights to the gym. Only Levi doesn't expect to fall for Grace for real. Before long, he's attempting to convince her to stay in America after graduation, and doing more to ensure she doesn't find out about the wager. WHAT ARE THE ODDS is the spicy first book of the Phil-U series. It can be read as a complete standalone.