Ebbson (Ebb) Scribbs is one of the most cold-hearted men in Nashville. He is one of the top accountants in the state and has accounts with top businesses and criminals. He loves money, and money is the only thing on his mind. Life has taught him not to care about anything or anyone until something changes his cold heart. Bobbi Cramer is a single mother, working hard to take care of her daughter, Timea. She has worked as Ebb’s assistant for over a year and puts up with his standoffish ways. Bobbi doesn’t care because all she needs is a paycheck to support her child since her daughter’s father is a deadbeat. Tragedy strikes and brings the two together in unexpected ways, even as a silent enemy lurks. Carson Mills is a married detective with a lot of secrets. He has been trying to take down the heads of D-City for years and feels that Ebb is his way to do that. He will do anything to get Ebb to rat on his clients. Will Bobbi and Ebb live happily ever after for Christmas?