Having grown up on the mean streets of nineteenth-century London, Caroline St. James is used to fighting to survive. So when her beloved mother—abandoned and ignored by her wealthy family—suddenly dies, the scrappy twenty-two-year-old devises a plan to right this terrible wrong. With nothing to lose, she sails to New York to find the man who turned a cold shoulder to her mother’s suffering: Caroline’s grandfather. To settle the family score, Caroline infiltrates her grandfather’s privileged world, hoping to sabotage his business from the inside. But as she sets her plot in motion, she meets Jackson Montgomery, a virtuous man who is struggling to recover from a family scandal of his own. As their friendship grows, and Caroline begins to piece together the motives that led her family to turn its back, she is forced to make a decision: Should she risk everything in the name of justice? Or can she look toward the future and let love and forgiveness guide her instead?

Never was there a more charmed debutante than the impeccable Elizabeth St. James. Her sterling reputation makes her a favored guest in the most exclusive homes in New York City. But behind the gilded curtain of turn-of-the-century society, Elizabeth despises being her mother's perfect "specimen" and refuses to forgive the woman for her treacherous family betrayal. Now, with only two months before Elizabeth sets sail for London to marry a British lord, she resolves to live a lifetime of adventure—including kissing a man under the moon and stars. And Elizabeth has the perfect candidate in Luke. Lucian Griffin, the brother of Elizabeth's dearest friend, intends to protect Elizabeth from letting her adventures forever sully her reputation. He knows too well the regrets that come from taking unnecessary risks. Soon his earnest fondness for the sweet debutante gives way to deep affection. But if either is to have a chance at true love and happiness, they must have the courage to let go of the past—and the grace to embrace forgiveness.

Boston society darling Gigi Wentworth leaves behind everything she holds dear for the sake of love—only to learn that the man with whom she’d planned to elope is nothing but a thieving scoundrel. Abandoned in New York City and saddled with debt, Gigi must sell a prized family heirloom, but even that sacrifice isn't enough to get her home. Her determination drives her to take on work as a lady’s maid, keeping her identity a secret…until she’s discovered by a former friend with a hidden agenda. Although dealing with his own serious family issue, Christopher “Fitz” Fitzpatrick sets out to return the missing heiress to her rightful place in society. But the more he interacts with this new Gigi, the more shocked he is to find her so changed. Gone is the frivolous beauty in expensive gowns. In her place is a woman he could grow to love. When secrets are revealed, will Gigi and Fitz find the trust they need to confront the past and open their hearts?