First Oxford Circus, London… When cautious Fern Chambers is challenged by a friend to say yes to every question, she never expects to spend four days with dreamy Josh Adams doing a charity treasure hunt. First Covent Garden… Daredevil millionaire Josh never stays in one place—or with one woman—for long. But Fern is challenging that rule…. First Trafalgar Square… Josh realizes the treasure he's been looking for may in fact be the beautiful Fern. Can he persuade her to say yes to his final question, the most important one of all?