Andrew Montgomery has everything money can afford him, except time. His father is ready to give up the helm of Montgomery Industry-something Andrew has been groomed for since birth. Only, his father won't allow him to take control until he satisfies one demand. Andrew must marry and stay married for five years, or the company will be sold off for charity, one share at a time. Resort hotel maid, Hannah Miller never dreamed that the boy she spent every summer with until she was seventeen would grow up to become ruthless billionaire Andrew Montgomery. Or that he would call in the silly IOU she'd given him for saving her from a dangerous riptide when she was thirteen years old. But nothing can prepare Hannah for what Drew demands as repayment. The sexy man not only intends to marry her, but to share their marriage bed as well. In every sense of the word.