Responding to a cryptic telegram, Lexie Smithfield returns to Jekyll Island to sell her family s abandoned vacation cottage in the Millionaire s Club. Because tragic events in her family convinced her mother the island was cursed, it s been ten years since her last visit to the island. Lexie s trip is prolonged when suspicious incidents cause her to stay and discover the cottage s hidden secrets. Just of offshore the presence of nearby Nazi U-boats threaten the coast and endanger the island s residents. While the management of the Millionaire s Club attempts to keep members unaware of the danger, Lexie discovers the real dangers that lurk within this closed community and learns that her destiny is not determined by curses or her family s mistakes, but by the choices she makes.